{"id":6979,"date":"2025-10-18T20:49:44","date_gmt":"2025-10-18T20:49:44","guid":{"rendered":"https:\/\/tamarackhomes.com\/?page_id=6979"},"modified":"2026-01-09T17:12:17","modified_gmt":"2026-01-09T17:12:17","slug":"pre-approval","status":"publish","type":"post","link":"https:\/\/tamarackhomes.com\/resources\/pre-approval\/","title":{"rendered":"Pre-Approval"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6979\" class=\"elementor elementor-6979\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54f5854 e-con-full e-flex e-con e-parent\" data-id=\"54f5854\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8322c43 top-heading sec-title elementor-widget elementor-widget-heading\" data-id=\"8322c43\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pre-Approval<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf1f64d top-text elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"bf1f64d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The purchase of a new home is a milestone moment in any person&#8217;s life, one filled with excitement, possibility and plenty of decisions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-567e62d contentwidth e-flex e-con-boxed e-con e-child\" data-id=\"567e62d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a647449 e-con-full e-flex e-con e-child\" data-id=\"a647449\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12e8190 elementor-widget elementor-widget-text-editor\" data-id=\"12e8190\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Before you begin to explore floorplans or visiting model homes, there\u2019s one crucial step that will set the tone for the entire buying experience and that is getting pre-approved for a mortgage.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>A pre-approval for a mortgage provides a realistic picture of what you can afford and helps you to shop for a home with confidence. Here&#8217;s a look at everything you should know before, during, and after your mortgage experience.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60e6032 sec-title elementor-widget elementor-widget-heading\" data-id=\"60e6032\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Does Mortgage Pre-Approval Mean?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d428f22 elementor-widget elementor-widget-text-editor\" data-id=\"d428f22\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A mortgage pre-approval is a lender&#8217;s conditional commitment to provide you with a specified amount based on an in-depth review of your finances. Note this is not the same as a pre-qualification, which is a quicker estimate based on self-reported information.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1dcf136 e-con-full legacy-mission legacy e-flex e-con e-child\" data-id=\"1dcf136\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6b0338e e-con-full e-flex e-con e-child\" data-id=\"6b0338e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc81bd9 elementor-widget elementor-widget-text-editor\" data-id=\"bc81bd9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>During the pre approval process your lender will:<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:list --><\/p>\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Review your income, employment history, and credit report.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>Assess your debts and overall financial stability.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>Provide a written statement that outlines the maximum loan amount, estimated interest rate, and term options.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c130f2 e-con-full e-flex e-con e-child\" data-id=\"3c130f2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c7a946 elementor-widget elementor-widget-text-editor\" data-id=\"5c7a946\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Getting pre-approved allows you to:<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:list --><\/p>\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Understand your true budget before you start shopping for your home<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>Save time by letting you focus only on homes within your price range.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>Strengthen your position when making an offer.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aab616c elementor-widget elementor-widget-text-editor\" data-id=\"aab616c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Look at your pre-approval as your home buying foundation \u2014 this will be the starting point for every decision you make.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bb5dd7f contentwidth e-flex e-con-boxed e-con e-child\" data-id=\"bb5dd7f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f726c60 e-con-full e-flex e-con e-child\" data-id=\"f726c60\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-efcbbf4 sec-title elementor-widget elementor-widget-heading\" data-id=\"efcbbf4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Familiarize Yourself With Your Credit Score<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11ccd70 elementor-widget elementor-widget-text-editor\" data-id=\"11ccd70\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Your credit score is one of the most important factors in your mortgage approval. It represents your overall history of managing credit and debt, and lenders use it to determine both your eligibility and interest rate. In Canada your credit score will typically range from 300 to 900, with most lenders preferring a score of at least 680 for the best rates.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a3523d2 contentwidth e-flex e-con-boxed e-con e-child\" data-id=\"a3523d2\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0c92db1 e-con-full e-flex e-con e-child\" data-id=\"0c92db1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-92d7c47 sec-title elementor-widget elementor-widget-heading\" data-id=\"92d7c47\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Gather Your Financial Documentation<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b8e0c40 e-con-full legacy-mission legacy e-flex e-con e-child\" data-id=\"b8e0c40\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-29d341c e-con-full e-flex e-con e-child\" data-id=\"29d341c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15587b1 elementor-widget elementor-widget-text-editor\" data-id=\"15587b1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>When applying for pre approval, lenders will ask for documentation to verify your income, assets, and debts. Having these ready ahead of time can make the process much smoother and faster.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>You\u2019ll typically need:<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:list --><\/p>\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Proof of income (these can include recent pay stubs, letter from employer, and T4 slips)<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>Tax returns or Notice of Assessment (especially if self-employed)<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>Bank statements showing available funds for down payment and closing costs.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>Lists of all debts and liabilities such as car loans, student loans, and credit card balances.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>Identification such as a drivers license or passport.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<p><!-- \/wp:list --><!-- wp:paragraph --><\/p>\n<p>Having these documents ready in advance not only helps speed up your pre-approval but also gives you a clearer picture of your overall financial situation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-95f19ff e-con-full e-flex e-con e-child\" data-id=\"95f19ff\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19babd9 elementor-widget elementor-widget-image\" data-id=\"19babd9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"751\" height=\"548\" src=\"https:\/\/tamarackhomes.com\/wp-content\/uploads\/2025\/11\/20-web-or-mls-Geoff-1874-Elevation-Road-007-e1765392819417-1024x747.jpg\" class=\"attachment-large size-large wp-image-10653\" alt=\"\" srcset=\"https:\/\/tamarackhomes.com\/wp-content\/uploads\/2025\/11\/20-web-or-mls-Geoff-1874-Elevation-Road-007-e1765392819417-1024x747.jpg 1024w, https:\/\/tamarackhomes.com\/wp-content\/uploads\/2025\/11\/20-web-or-mls-Geoff-1874-Elevation-Road-007-e1765392819417-300x219.jpg 300w, https:\/\/tamarackhomes.com\/wp-content\/uploads\/2025\/11\/20-web-or-mls-Geoff-1874-Elevation-Road-007-e1765392819417-768x560.jpg 768w, https:\/\/tamarackhomes.com\/wp-content\/uploads\/2025\/11\/20-web-or-mls-Geoff-1874-Elevation-Road-007-e1765392819417.jpg 1175w\" sizes=\"(max-width: 751px) 100vw, 751px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-75f87ee contentwidth e-flex e-con-boxed e-con e-child\" data-id=\"75f87ee\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3b03d62 e-con-full e-flex e-con e-child\" data-id=\"3b03d62\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dc01db2 sec-title elementor-widget elementor-widget-heading\" data-id=\"dc01db2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Is Affordable?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f1b89f elementor-widget elementor-widget-text-editor\" data-id=\"7f1b89f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Your lender may pre-approve you for a certain amount but that doesn\u2019t necessarily mean it\u2019s the right number to fit your lifestyle.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Some things to consider when deciding on a budget are:<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:list --><\/p>\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Monthly living costs such as groceries, transportation, childcare, vehicle costs etc.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>Future financial goals such as saving for retirement, travel, or education.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>Homeownership costs such as property taxes, utilities, maintenance, and insurance.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<p><!-- \/wp:list --><!-- wp:paragraph --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-649116c contentwidth e-flex e-con-boxed e-con e-child\" data-id=\"649116c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2a45fc3 e-con-full e-flex e-con e-child\" data-id=\"2a45fc3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d4e17b3 sec-title elementor-widget elementor-widget-heading\" data-id=\"d4e17b3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Be Sure To Shop Around<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a37fd4b elementor-widget elementor-widget-text-editor\" data-id=\"a37fd4b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Every lender is different and will each offer different rates and terms. Take the time to shop around and find the best available option before committing.<\/p>\n<p><!-- \/wp:list --><!-- wp:paragraph --><\/p>\n<p>Tamarack Homes works with trusted lending partners familiar with new home construction financing, ensuring you receive expert guidance and competitive rates tailored to your situation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bdb554f contentwidth e-flex e-con-boxed e-con e-child\" data-id=\"bdb554f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3aae7c5 e-con-full e-flex e-con e-child\" data-id=\"3aae7c5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-13108f2 sec-title elementor-widget elementor-widget-heading\" data-id=\"13108f2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Know How Long Your Pre-Approval Is Valid For<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9a429e elementor-widget elementor-widget-text-editor\" data-id=\"d9a429e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Most mortgage pre-approvals are valid for between 90 and 120 days depending on the lender. During this time your interest rate is typically locked in which protects you from rate increases while you search for your home.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>If your pre-approval expires before you\u2019re able to find a home, you\u2019ll need to get pre-approved again. This often means updating your documents and allowing the lender to recheck your credit. Keeping your pre-approval current ensures you can move quickly when the right home becomes available offering a big advantage in competitive markets.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b57b8c9 contentwidth e-flex e-con-boxed e-con e-child\" data-id=\"b57b8c9\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-af07eed e-con-full e-flex e-con e-child\" data-id=\"af07eed\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8fe8092 sec-title elementor-widget elementor-widget-heading\" data-id=\"8fe8092\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Partner With Professionals<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e12749 elementor-widget elementor-widget-text-editor\" data-id=\"6e12749\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Buying a home is a major investment and having the right team by your side makes all the difference. Work with experienced professionals who understand your goals and the nuances of new home construction.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>A great team includes:<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:list --><\/p>\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li>A mortgage specialist to help guide your financing options.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>A real estate lawyer to review contracts and protect your interests.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>A home builder you trust that is known for transparency, quality, and exceptional service.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<p><!-- \/wp:list --><!-- wp:paragraph --><\/p>\n<p>Our team can also help you connect with mortgage experts who are well versed in the financing of new builds and can walk you through incentives available to qualified buyers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e2d2d02 contentwidth e-flex e-con-boxed e-con e-child\" data-id=\"e2d2d02\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ca85d2e e-con-full e-flex e-con e-child\" data-id=\"ca85d2e\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ff27b81 e-con-full legacy-mission legacy e-flex e-con e-child\" data-id=\"ff27b81\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8407808 e-con-full e-flex e-con e-child\" data-id=\"8407808\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3fb47a2 sec-title elementor-widget elementor-widget-heading\" data-id=\"3fb47a2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Take The First Step Toward Home Ownership<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2687b6b elementor-widget elementor-widget-text-editor\" data-id=\"2687b6b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pre-approval is more than just a financial step, it\u2019s your ticket to shop with confidence and clarity. It helps you understand your budget, simplifies your search, and helps position you as a strong buyer in today\u2019s market.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>At Tamarack Homes, we\u2019re dedicated to helping every buyer feel informed and empowered from the very first step of their journey. Whether you\u2019re a first time buyer or are upgrading to your dream homes, our team can help guide you through the process and connect you with professionals who make home buying simple and as stress free as possible.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>Are you ready to take your first step toward homeownership? Contact Tamarack Homes today to learn more about our available homes, communities, trusted financing partners and more.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a3a95e0 e-con-full e-flex e-con e-child\" data-id=\"a3a95e0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c5654a8 elementor-widget elementor-widget-image\" data-id=\"c5654a8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"751\" height=\"1008\" src=\"https:\/\/tamarackhomes.com\/wp-content\/uploads\/2025\/11\/940743_stjames3-Tamarack-07-1-e1765392681563-763x1024.jpg\" class=\"attachment-large size-large wp-image-10746\" alt=\"\" srcset=\"https:\/\/tamarackhomes.com\/wp-content\/uploads\/2025\/11\/940743_stjames3-Tamarack-07-1-e1765392681563-763x1024.jpg 763w, https:\/\/tamarackhomes.com\/wp-content\/uploads\/2025\/11\/940743_stjames3-Tamarack-07-1-e1765392681563-223x300.jpg 223w, https:\/\/tamarackhomes.com\/wp-content\/uploads\/2025\/11\/940743_stjames3-Tamarack-07-1-e1765392681563-768x1031.jpg 768w, https:\/\/tamarackhomes.com\/wp-content\/uploads\/2025\/11\/940743_stjames3-Tamarack-07-1-e1765392681563.jpg 1080w\" sizes=\"(max-width: 751px) 100vw, 751px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Pre-Approval The purchase of a new home is a milestone moment in any person&#8217;s life, one filled with excitement, possibility and plenty of decisions. Before you begin to explore floorplans or visiting model homes, there\u2019s one crucial step that will set the tone for the entire buying experience and that is getting pre-approved for a&#8230;<\/p>\n","protected":false},"author":1,"featured_media":14130,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[110],"tags":[],"class_list":["post-6979","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-resources"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mortgage Pre-Approval Tips &#8211; Tamarack Homes<\/title>\n<meta name=\"description\" content=\"Mortgage pre-approval tips for new home buyers. 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